Workers’ Comp and Remote Workers

doctor applying wrist brace to patient arm

COVID-19 has drastically increased the number of employees working remotely. Individuals who can complete their jobs from home have rarely been in the office since the global pandemic began. While this has several benefits for both employees and employers alike, it has caused a few challenges. One of the challenges associated with remote workers is the management of Workers’ Comp. While several businesses have different policies, each has struggled to decide on and communicate clear guidelines for Workers’ Comp and remote workers. However, there are a few questions that we can answer that will help you understand your eligibility (or responsibility) for Workers’ Comp.

Here’s what you need to know.

Are Remote Workers Eligible For Workers’ Comp?

The short answer here is yes. Generally, remote workers are eligible for workers’ compensation under their employer’s policies. This typically only applies if the injury occurred during work hours or while completing a work-related task.

However, since the employee works remotely, the burden of proof falls on them to show that the injury they received occurred while acting on behalf of their employer. Arbitrators will consider the condition of the employee’s home during court procedures as the employer is not responsible for the upkeep of its employees’ homes.

What Are Common Work-From-Home Injuries?

There are several different types of injuries an employee may sustain while working from home. Since a home environment doesn’t have the same safety standards as a physical workplace, there are more ways a remote worker can be injured. There are two primary ways that a remote worker may suffer an injury at home.

Cumulative Injuries

Cumulative injuries occur from repetitive movements or repeated use of a specific part of the body. Over time, this repeated use can wear down the body and cause damage or injury. Common causes of cumulative injuries are poor posture or an ergonomically incorrect workstation. 

These injuries can be avoided by making some changes to your workstation that allows the body to move and rest in a way that feels more natural and places less strain on muscles.

Trips and Falls

You can trip and fall anywhere. However, it’s more likely to stumble in the home than it is at the workplace. You’re more comfortable in your home and less likely to pay attention and be careful. This negligence can cause you to trip over unexpected hazards such as pets, toys, water spills, etc. Take safety measures to help ensure that any potential tripping hazards are removed so that you don’t experience an accident.

How Does A Remote Worker Report A Work-From-Home Injury?

Should you experience an accident or injury while working remotely, it’s essential to understand how to move forward. Workers’ Comp may cover damages provided they were sustained while accomplishing a work-related task.

Since your home operates as a secondary work location, Workers’ Comp may cover tripping down the stairs during work hours, or falling and hitting your head while grabbing a paper from the printer.

If you are injured while working remotely, your employer will contact you to fill out an at-home injury report claim. This report will be a detailed report of the accident and the injuries sustained. This report will then be sent to the workers’’ comp carrier to determine whether the damage was, in fact, work-related.

How Can We Help?

Work Health Solutions offers comprehensive healthcare solutions for your medical needs. Our qualified team treats patients and employers alike and always provides top-quality service. We back our quality service with years of experience working with academic and research institutions, corporate healthcare, Fortune 25 companies, small government, and local businesses. Reach out today with any questions you may have about how we can assist you!

Work Health Solutions

Work Health Solutions

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Work Health Solutions is dedicated to preserving a safe work environment and improving existing programs and care for local, regional and national organizations.

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Dr. Michael Tenison

A series of notable accomplishments distinguish Dr. Michael Tenison’s career in medical operations and healthcare management:

  • Successfully led medical operations at a national healthcare provider, focusing on optimizing healthcare delivery and patient outcomes.
  • Oversaw the regional medical practices in key markets like Oregon and Northern California, ensuring consistent, quality medical care and service delivery.
  • Demonstrated exceptional leadership in building and mentoring a large medical provider team, enhancing team performance and patient care standards.
  • Implemented strategic company policies and protocols, significantly improving center efficiency, clinical quality, and patient experiences.
  • Played a pivotal role in financial planning and identifying growth opportunities for healthcare services, contributing to the organization’s overall success.
  • Served as a primary point of contact for regional employer clients and insurance companies, fostering strong relationships and effective communication.
  • Maintained high medical care and case management standards through diligent supervision, chart audits, and performance metric analysis.

Dr. Matt Feeley

Dr. Matt Feeley is a renowned figure in military aviation medicine, with a robust background in occupational and environmental medicine from the Johns Hopkins Bloomberg School of Public Health. 

  • Former Naval Flight Surgeon, exemplifying his expertise in aerospace medicine and commitment to military health.
  • Served with distinction at NSA Bahrain and HSM-37, earning the COMPACFLT Flight Surgeon of the Year award for exceptional medical service.
  • Supported U.S. Marines VMFA-323 aboard the USS Nimitz, MACG-38, and VMU-3, demonstrating versatility and leadership in diverse medical environments.
  • Broad interests and significant contributions in global health, corporate medicine, and aerospace medicine, highlighting his multidisciplinary approach.
  • Proven track record as a dynamic leader, well-equipped to face the challenges in a fractional medical directorship role with innovative solutions.

Dr. Glen Cheng

A physician-attorney with a dedication to healthcare innovation, informatics, and digital health.

  • Currently spearheads employee health protection and promotion within the VA Pittsburgh Health Care System.
  • Trained in residency at Harvard, achieving board certification as a physician; also a licensed patent attorney with experience as FDA regulatory counsel.
  • Co-founded Acceleromics, a consulting firm providing clinical and regulatory guidance to digital health startups.

Erin Davis

 Chief Clinical Officer at Work Health Solutions, certified in Adult-Gerontology (AGNP-C) and Athletic Training (ATC).

  • Oversees clinical operations and ensures high clinical standards across the company’s national field staff.
  • Former Manager of Clinic Operations and Occupational Health Nurse Practitioner at Stanford University Occupational Health Center (SUOHC).
  • Specialized in treating occupational injuries and illnesses, and provided medical surveillance and travel medicine consults at Stanford and SLAC National Accelerator Lab.
  • Dedicated to sports and occupational injury treatment and prevention.
  • Assistant Clinical Faculty at UCSF, mentoring students in clinical rotations within the Adult Gerontology and Occupational and Environmental Health Program.
  • Holds leadership roles as Treasurer and President Elect of the California El Camino Real Association of Occupational Health Nurses (CECRAOHN), affiliated with the American Association of Occupational Health Nurses (AAOHN).

Dr. Robert Goldsmith

Expert in benefits design and onsite innovation with specialization in the pharmaceutical industry.

  • Previous role as Executive Director for Employee Health at Novartis Services, Inc., leading health services and clinical support.
  • Instrumental in creating an integrated healthcare system at Novartis.
  • Former private practice in internal medicine in Stamford, Connecticut, and Medical Director consultant for GTE Corporation.
  • Transitioned to GE as a Global Medical Director in 2000.
  • Holds a medical degree from Albert Einstein College, an MPH from the University of Connecticut, and completed training at Greenwich Hospital and Yale-New Haven Medical Center.
  • Assistant professor in the Department of Medicine at the Vagelos School of Medicine, Columbia University.
  • Serves as a team physician for high school athletes in Stamford.
  • Published works on occupational health risks, primary prevention, and exercise-induced asthma.